Merchant Processing

An all-in-one platform streamlines payment processing

In partnership with Thrive Payments, Signature Bank provides merchant processing services designed for the needs of growing businesses. You can accept payments in person, online or on the go with modern tools that are easy to set up and use. With built-in security features, automated reporting and real-time visibility into transactions, you’ll spend less time managing payments and more time running your business.

Our team works directly with you to make sure your setup supports your unique operations and PCI requirements. Through our partnership with Thrive Payments, you’ll have access to advanced payment technology and expert support when you need it; no call centers, no confusion.

Accept multiple forms of payments:

  • Virtual terminals: Accept and track payments on your computer or tablet using web browser-based access.
  • Contactless: Accept payments anywhere, anytime with any Apple or Android mobile device.
  • Mobile solutions: A secure, fully mobile solution with sophisticated features and functionality. 
  • QR code: A simple, customer-friendly payment option for your customers.

Why choose Signature Bank

Icon

Transparent, competitive pricing

No hidden fees, straight-forward rate structure and potential long-term savings on transaction fees.
Icon

White-glove onboarding & support

Dedicated account managers, fast and personalized setup and 24/7/365 live support – no call centers.
Icon

Built-in security & PCI compliance

Hands-on support to help achieve PCI compliance and tools to fight fraud and chargebacks.
Icon

Convenient payment options

Accept payments via mobile, tablet or browser. Send invoices with built-in payment links, and offer QR code payments for speed and simplicity.
Icon

Real-time business insights

Monitor cash flow trends and card revenue, and understand daily, weekly and monthly sales impact.
Icon

Smarter back-office integration

Sync payments with tools like QuickBooks, reduce manual entry and errors and simplify reconciliation and tax prep.

Non-profit fundraising made easy

Signature Bank non-profit clients can take advantage of our partnership with Thrive Payments to access the 4aGoodCause platform—a user-friendly fundraising and donor management solution. Seamlessly integrated with Thrive Payments’ merchant services, 4aGoodCause makes it easy to launch donation pages, manage events and grow donor relationships.

Contact us 

Getting started is simple! Contact us today by calling
773.499.7342 or fill out the contact form below.

FAQs

Getting started is simple, Thrive Payments will work with you to determine the right hardware, software or gateway set up for how your business operates. Thrive Payments has an easy application process. Once approved, our service and implementation team will assist you with the set up and ongoing troubleshooting if needed so you can process transactions smoothly.
Accepting credit cards is secure when using a compliant processor. Thrive Payments offers encrypted technology, tokenization and fraud tools that help protect both you and your customers. With our secure infrastructure and ongoing monitoring, you can feel confident in every transaction.
PCI compliance refers to the Payment Card Industry Data Security Standard (PCI DSS). It is a set of security standards required by the card brands to protect cardholder data. Thrive Payments provides access to tools and support that make it easy for your business to meet these standards, including step-by-step guidance, online self-assessments and scanning services if needed.
With our transparent pricing model, there are no hidden fees. We’ll walk you through the total cost structure upfront including card brand pass-through fees, monthly service charges and any optional tools. No surprises, and no fine print.
Most merchants receive their funds within 1–2 business days. Next-day funding is also available in some cases, depending on your processing set up.
We provide daily merchant exception monitoring, reviewing prior-day authorizations to help identify unusual activity on your MID. While this doesn’t block fraud attempts, it can flag suspicious behavior. Most fraud protection tools are tied to the specific gateway or product a merchant uses. Additionally, we offer full chargeback support, helping merchants respond to disputes and implement strategies to prevent future chargebacks, particularly those related to fraud.
Yes, in many states, merchants are allowed to surcharge or offer cash discounting to offset the cost of processing. We’ll help you navigate the legal requirements and provide compliant solutions if you choose to pass on some of the fees.